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I am stunned!

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ProfilePosted byOptionsPost Date

SuffolkVera

SuffolkVera Report 31 Aug 2016 12:01

I wouldn't worry too much Polly. Insurance companies are becoming much stricter on wanting medical evidence of whiplash as there are so many false claims.

A while ago we had a car go into the back of us while we were stationary at a roundabout. We were encouraged by an off-duty policeman to claim for whiplash. When I said we didn't need to as we were unhurt, his answer was "Everyone does it". He seemed amazed when I said that was one of the reasons why our insurance premiums are so high - he couldn't connect the two things.

I also had a very, very minor knock that was my fault. The other car wanted to make an insurance claim which seemed odd as there was virtually no damage but I had to go along with it. A week or so later I received a letter from the other driver demanding that I pay her £100 which was the excess on her insurance that she claimed she would lose. I couldn't see why she would lose it as I had admitted being at fault, so I sent the letter straight to my insurance company. They later told me that she had a nil excess on her insurance and was just trying to get a crafty £100 out of me :-| Why are people so dishonest?

AnninGlos

AnninGlos Report 31 Aug 2016 12:00

Is that what happened, did he hit you while trying to park or did you hit him? It sounds as if he is trying it on. eventually we will all fit cameras to our cars for this very purpose. I hope your insurers fight it.

Bobtanian

Bobtanian Report 31 Aug 2016 11:56

his fault, by the way you describe it.........pity you don't have a dash cam.......?

or did you hit him while he was trying to park?
Bob

Guinevere

Guinevere Report 31 Aug 2016 11:24

If he hit you while trying to park how can he claim whiplash? Silly man.

Mersey

Mersey Report 31 Aug 2016 09:34

Good morning Polly, quite a while back I had a similar thing happen to me,
My insurance at the time argued with this and it was said there was no evidence
the person lost their claim.....hopefully this will happen to you although can be a
worrying time waiting for the outcome...Glad you are ok <3

Unfortunately there are what we call Triers!!!! :-| but also there are the genuine
Ones just hard deciphering :-(

Island

Island Report 31 Aug 2016 09:23

Surely photos of damage to your car would suggest whether or not whiplash was a likely result?
Perhaps he had a 'coming together' with another stationary object elsewhere?

PollyinBrum

PollyinBrum Report 31 Aug 2016 08:48


Last week I was involved in a slight road traffic collision. The driver of the other car was an older man very rude to me. He was shaking his finger at me when we were talking. I told him not to shake and point his finger at me, he said I will point at who I want to.

This was not a CRASH, just a slight impact, as he was trying to manoeuvre into a parking space.

His attitude was aggressive and threatening, so I said I wasn't going to stand and argue with him. We exchanged the necessary details and left him there.

No serious damage to either car, one one was injured his wife actually got out of their car and walked into the hairdressers.

I reported the incident to my insurance company, and they were very helpful, told me not too worry, so I forgot about it.

I was stunned to receive a letter from my insurance to say this horrid man is claiming personal injury.

I was more concerned about his attitude and behaviour than the car.

He is claiming whiplash! :-S