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This may be of interest to some members

ProfilePosted byOptionsPost Date

OneFootInTheGrave

OneFootInTheGrave Report 10 Nov 2014 09:42

There is a little-known NHS fund that could, in certain circumstances, help cover complex care costs.

More than one million people in the UK have sold their homes to pay for care for themselves or loved ones, according to a report by insurer NFU Mutual.

But for tens of thousands of people, this struggle to pay healthcare bills could have been avoided.

The NHS has a little-known funding programme called NHS Continuing Healthcare which means those people with a complex ongoing illness can apply for an assessment.

For those found to be eligible, all care needs - including nursing home costs of up to £40,000 a year - are met by the NHS.

There is no ceiling on the amount that can be paid out, it is not means-tested and the funds are potentially available to anyone over the age of 18. Care can also be provided in a private home or a nursing home.

http://www.bbc.co.uk/news/business-29951630

+++DetEcTive+++

+++DetEcTive+++ Report 10 Nov 2014 09:45

Thank you - that's good to know.

OneFootInTheGrave

OneFootInTheGrave Report 10 Nov 2014 09:58

I was not aware of this until I came across it while browsing through the BBC News web pages this morning, seems it is not widely publicised, the process and eligibility are not straight forward, however, you know what they say - nothing ventured nothing gained.

AnnCardiff

AnnCardiff Report 10 Nov 2014 11:32

<3 <3 <3 <3 <3 <3 <3 <3

Andrew

Andrew Report 10 Nov 2014 11:34

My MIL gets this. It has different levels depending on the nursing care needed. It only covers the nursing, not the accomodation and food. If you are elidgable for nursing care then you should also claim Attendance Allowance. It all helps towards the care home costs.

Andy