General Chat

thank you yvonne, that does help cos I do freak out with money and not having enough

Hiya Keely, I was in the same kinda situation as you a whike back. I needed to move out fast (im also 19) I was umming and arring about getting a mortgage, but we (me and my other half) realised that in our area it would be alot cheaper to rent than to get a mortgage. I understand what you mean though, i found it so hard trying to get advice from anyone, not just the boards as yes we are young so people dont always take us seriousley!!! We live in Essex (thurrock) and found a nice 2bed flat right in the town centre next to a station, getting a mortgage on it would have been suffocating but renting is great (when we dont muck up our finances) Have you spoken to any morgage advisers yet? xxx

no gwynne the one I was refering to has been deleted as far as I can tell

Keeley - I replied and I was totally serious.... a financial advisor is the way i would go.... wasn't taking the mick honest!

Hi Keeley, There is a thread titled 'interesting......' but it wasn't aimed at you if that's the one you mean. Gwynne

thank you june I know that now, i guess i was seeking advice desperatly and when no one replied i was worrying and things

Hi Keeley, Learn to ignore people like that you get them in all walks of life. Dont be scared to put a thread on here just go for it. If people want to reply they will. regards June

thank you CB im very hard headed when it comes to my money and what to do with it, so i will seek the best advice and take it from there my boyfirends mum will help me out too. but thank you for your support xx

Keeley, I was in much the same boat myself at your age. My Dad had died many years before and my Mum and I didn't get on because she never wanted me in the first place and made my life hell. It was such a relief to know I could get away from her at last when I first got married and we bought the first house, but it IS a worrying time, and you have to be sure you get it right, as there are many pitfalls to buying - and owning - property. It's understandable that you're feeling as you do, especially as there's now such a bewildering choice of mortgages, etc. Please try and be hard-headed about it and get the right advice. You'll be so much better off later if you do. CB >|< X

they didnt say it on the thread they made one up themselves. I dont want to say any more. i dont like fighting I have enough of that!

Keeley - we don't know that keeley, not do we need to. all i am saying is that if someone replied on your mortgage thread and said something daft, or funny or whatever, take the info that is useful, if you are not in the mood for humour, and ignore the rest. if someone really said something hurtful then please tell us what they said, and explain why it hurt you so, jess

jess i have been through a lot in my short life and yes i will become less sensitive but at this time am not too happy and get deeply upset a lot, luckily i have a lovely boyfriend who is there for me but gets all the flack too!!! jess you dont know about me or my life i am not normally sensitive i can fight my corner as good as any. but without my parents its difficult!

No Keeley i dont, it was a long time ago, but i was 19 once. One thing you will learn though is not to take evrything literally and that with age comes wisdom. Although you may have problems We dont know about them, and prefer not to second guess what they might be. jess

thank you everyone for your advice i will see what I can do. this mortgage thing is very daunting!

thank you louise very much appreciated! xx

ken lol yeh sure you can be my flatmate :)

There are some good websites about keeley and a financial advisor would be able to point you in the right direction. i used to work at the land registry so if you have anything you don't understand about solicitors and conveyancing terms I may be able to help you or ask one of my friends who still works there. arrow1066 is a fantastic website for comparing allsorts of financial information louise xx

yes I am sensitive jess but you dont no the situation I am in at the moment not very nice for me to go through especially at my age!!!

Keely , i looked and wondered what advice i could give- decided none so didnt add. Nothing that had been said up to that point was anything like taking the mick. Sorry i think you are being too sensitive. Jess x

don't take offence if some people are a bit flippant, 99% of the time they do no intend any harm. and do you need a flat mate, I'll be homeless soon LOL Ken xx